We hold 99% of all Bitcoin held with us in a cold storage, multi signature wallet. 

Cold storage means that it is held offline and cannot be stolen by an online hacker while it remains offline. 

Multi-Signature means that even if a hacker gained access to one of the private keys to steal the Bitcoins they could not move the funds without gaining access to the other private keys. No transaction can move without the permission of three signatories and this is programmed into the cold storage system. 

For added security we make one of those signatories an independent third party and use the cold storage vaults of CoinBase for starring Bitcoin. BnkToTheFuture does not hold insurance for stolen Bitcoins itself as we are not in the business of storing Bitcoins and therefore we have made the decision that CoinBase is in a much stronger position to offer the level of security and protection of our clients Bitcoin that we demand. 

For additional security in order to withdraw funds from BnkToTheFuture, on top of all the security layers that we add to our platform, we require all users to enable two factor authentication before they are able to request a withdrawal of their funds help with CoinBase adding a third layer of authentication. This means to request a withdrawal a hacker would have to compromise your BnkToTheFuture account, then compromise your two factor authentication device like Authy or Google Authenticator and also compromise your email. 

We believe this is the optimum setup, but we also provide the option for investors to receive all dividends and Bitcoins to their own wallets direct where they are not under our control at all or stored with CoinBase at all. This allows you to remain in full control of your dividends Bitcoins with no need to trust us with your Bitcoins at all. 

How is CoinBase insured?

Coinbase is insured against theft and electronic compromise in an amount that exceeds the average value of online bitcoin it holds at any given time. Specifically, Coinbase's insurance policy would respond in the event that bitcoin stored in Coinbase was lost or stolen as a result of a breach of our physical security, cyber security, or as a result of employee theft.
Coinbase has held this insurance since November 2013 with highly rated carriers (S&P rating of A+ or A.M. Best Rating of A XV or higher).
This insurance policy does not cover damages resulting from a specific user's loss, such as the losses resulting from a compromise of the customer login credentials. Coinbase's insurance also contains standard policy exclusions (e.x. force majeure). Should information regarding this coverage materially change, we’ll update this and other relevant pages in a timely manner.